Best Bank Deals

Bank of America currently has a bonus for signing up to their checking account. To get the $75 bank bonus, open a new checking account with the following promotional code: AOU260208.

You must be a first time Bank of American customer to qualify for the deal. It should be valid both online as well as physical brick and mortar banks. The offer expires on

This deal is valid online and also in brick & mortar branches. If you decide to goto your local Bank of America, you should print out a copy of the website to show to the bank teller. This offer expires on  April 30, 2008.

E*Trade Financial currently has a pretty high savings rate on their complete savings account, with a 3.45% APY. This is one of the best savings rates currently available online.

Their savings account features:

• $1 minimum deposit to open account
• No minimums or account fees
• No hard credit inquiry
• Free online ACH transfer system
• 6 withdrawal limits per month
• $100K per day limit on outgoing and incoming ACH transfers
• ACH transfers complete in one business day
• 9 day hold time for initial deposit (ACH or check)
• No hold for wire transfers

You can also sign up for a checking account that features:

• 3.25% APY on balances over $5,000
• Unlimited ATM fee refunds
• Free online bill pay
• Unlimited check writing
• Online check and deposit images

E*Trade has seen some financial problems recently, but as long as you keep your deposits under the FDIC insured limits there should be nothing to worry about. If you already have an account with E*Trade, you can link this new savings account to it. Visit their website for more information.

Lasalle Bank currently has a $100 bank bonus when you apply for and open a checking and savings account. To qualify for this account, you  must:

• Open a checking account with a minimum of $250
• Open a statement savings account with a minimum of $100
• Sign up for a LaSalle Money Card debit card
• Make a purchase with your Money Card within 60 days of account opening

Bonuses will be credited within 120 days, and are limited to one bonus per household.

Chase has a $200 bonus for opening a business checking account with minimum deposit of $500. It requires you to print out a coupon with the typical unique code, and take that into your local Chase branch. Offer is valid through March 15, 2008.

Open a Chase BusinessClassic, BusinessPlus or Chase Advanced Business Checking Checking account and deposit a minimum of $500 or more within 30 days of account opening with funds not currently on deposit with Chase. Cash Reward will be deposited automatically into your checking account within 10 business days after the $500 minimum deposit requirement is met. Account opening is subject to approval. Minimum opening deposit of $25 is required. One cash bonus per business entity. Cash bonus may be considered interest reportable on IRS Form 1099-INT. Offer valid through March 15, 2008.

The business checking accounts that qualify for this bonus include the Chase BusinessClassic Checking, the Chase Advanced Business Checking and the BusinessPlus Checking. All have monthly fees. The fees on the first two can be waived, but it requires a fairly large balance ($6,000 for the BusinessClassic). Another option to avoid fees is to sign up for the Business Complete package in which fees are waived for the first 12 months.

E*trade currently has a $75 bank bonus for users that sign up to their checking account. Their savings rate isn’t necessarily the highest available, but it could be worth opening just to get the bonus.

$75 will be credited to your Max-Rate Checking Account within 30 days of the account being funded with a minimum deposit of $100. Payments will be reported as interest income. Accounts must be opened by 8/31/07 to qualify for the $75 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer.

BankingGuy over at BankDealsBlog.com has found a great $125 bank deal that expires on 1/31/2008.

There’s a new $125 sign-up bonus for a Chase checking account with direct deposit. This one is good through January 31, 2008. Unlike previous ones, when you click on the link to the promo, you get redirected to another Chase page unless you are already logged into your Chase account. I guess Chase is targeting its credit card customers. I was able to view the page by stopping the browser before it had time to redirect. So please remember this when you visit this new promo page. Please also remember that these pages often do not last long. Perhaps after so many views, the promo automatically stops showing. There is a unique coupon code that is displayed for each new viewing of the page. So Chase may keep track on the number of views.

Head over to his blog to check it out.

Comerica Bank is currently offering a $200 bonus for opening a business checking account and a $100 bonus for opening a personal checking account. In order to qualify for the bonus, you need to satisfy the following requirements:

• Open any business checking with a $5,000 minimum opening deposit
• Sign up for a no-fee Business Check Card
• Open one of the following: web banking, business deposit capture, business credit card or business loan or line of credit

The bonus won’t be awarded until the account has been opened for 6 months. The account must be opened by February 29, 2008.

You can apply at a branch or by phone. It’s only available to people in states which have Comerica branches. Branches are located in Arizona, Florida, Texas, California and Michigan.

Wachovia Bank is offering a $75 bank bonus for opening a checking account at it’s new Austin branch in Texas. Sign up for its Free Checking Account with a minimum deposit of $100, and you’ll receive a $75 Visa check card in the mail. There is no direct deposit requirement. The new branch is located at 12301 Bee Cave Prkwy (512-263-2247), and is scheduled to expire on 1/22/08.

For those of you not in Texas, Wachovia still has their $50 bank bonus promotion available.

Citibank currently has a bank promotion with a $100 bonus for signing up to their e-savings account with free EZ checking.

$100 offer is only available for first-time Citibank deposit (checking or savings product) account customers, and will be paid only once to any individual. Persons who currently have or at any time have had a deposit account at Citibank (or any of its predecessor banks) are not eligible.

To receive this offer you must: 1.) make a single application for both a new regular checking and e-Savings Account in the EZ Checking package and open both accounts by 4/30/07 and fund the account with a minimum initial deposit of $5,000. $100 will be credited to your regular checking account within 90 days from the end of the statement period in which you met all of the above requirements.

To qualify for Free Citibank® EZ Checking, you must apply online for both a new regular checking and e–Savings Account in the EZ Checking package by 12/31/2007.

This offer is not available at Citibank Financial Centers.

Amtrust Direct currently has a checking account promotion with up to $50 in bank bonuses. In order to get the full $50 bonus, you need to complete the following:

• Pay with a debit card: It’s the fastest, safest, most convenient way to pay for everyday purchases right from your checking account.
• Sign up for Direct Deposit: Have your payroll, Social Security or retirement checks automatically deposited directly into your Totally Free Checking account.
• Use free Online Bill Pay: No need to buy stamps, run to the post office or worry about a late payment. Pay bills the quick, easy way, right online.

The actual checking account features:

• No minimum balance requirement.
• No monthly service fee
• Free 24/7 online banking with free unlimited bill pay
• Free monthly statements that include images of all your checks
• Free unlimited check writing
• Free debit card
• Free first order of checks
• Free 4-pc Corningware® Portable Round Casserole Set*

Visit Amtrust Direct’s homepage for more information on this account.