• Account is free for a year
• First order of checks is free
• Free online statements, mobile banking, debit card and banking by phone
• Funds deposited must be from another institution
• Insured by the Federal Deposit Insurance Corp. (FDIC)

All requirements must be met within 60 days of opening a checking account to qualify for the cash rewards. Once requirements are met the cash rewards will be credited within 90 days of the account being opened.

Only new checking account customers can qualify for the cash rewards. The offer is limited to one per customer and two per household. Accounts that qualify for the offer are the Perfect Checking, Student Reward Checking, Basic Consumer, Senior Citizen Checking and NOW Checking. Valley National Bank is based in Wayne, N.J.

The checking account offers free mobile banking and refunds of other banks’ ATM fees. It also offers six months of free identity protection and a free CheckPlus Debit MasterCard. You’ll also receive free estatements, email and text alerts. The $3 monthly fee on the account is waived for meeting certain requirements during each monthly statement cycle.

Other details of the bank’s offer include:

• Minimum balance of $250 to receive the incentive for the SaveUp Savings
• SaveUp Savings has a 0.5 percent annual percentage yield (APY)
• Savings rate falls to 0.25 percent if automatic transfer requirement is not met
• Savings rate is subject to change after opening account
• Fees may reduce earnings
• Fee may be imposed for closing account within first 120 days

Metcalf Bank is based in Lee’s Summit, Mo., and is a leading financial service provider in the state.

Here are some of the details of this bank checking deal:

• This offer is available only to new customers who open a qualifying personal checking account with a minimum balance of $500
• The new checking account must be open for at least 30 days
• You must make a minimum of one transaction with the newly assigned check card
• To take advantage of this offer, you must use the Offer Code provided to open your qualifying new Bank of America personal checking account by 09/30/2009
• To open a new checking account, apply online or go to a banking center and reference offer code AOU260709

For more information on this bank deal, check the Bank of America promo page.

The bank has heavily promoted similar deals there, including last winter’s $50 bonus for new personal checking accounts and $200 bonus for new business checking accounts.

You’ll also need a “coupon code” from the mailing to qualify for the bonus. It appears that the bonus codes are one time use, so if you didn’t get a mailer you’re out of luck. Hopefully they will open this bonus up to everyone else soon!

The fine print says you have 60 days from the time you open the account to deposit at least $100 in new money. Within 10 days of doing that, the $150 bonus will be added to your account.

If you try and close the account in less than six months, Chase will retract the $150 bank bonus.

In order to receive the $25 bonus, you have to complete the following:

• Open the account – enter reference code “EM255″
• Activate your electric orange debit card
• Use your debit card to make 3 transactions within the first 45 days

Once these requirements have been met, your $25 bonus will automatically be added to your account.

In order to qualify for the bonus you must:

• Open a qualifying Citibank regular checking account
• Fund it with a minimum of $1,000 by 12/31/2008
• Make at least one direct deposit into your account within the first month or at least two electronic bill payments from your account each month for three consecutive months

The offer only applies to new Citibank checking customers. You will receive your bonus in the checking account within $100 days. The offer is only available to Citi members who are the primary account holders. See site for more details.

Here’s some details on the checking account:

• Free checking – no monthly service fees, minimum balance requirements
• Free access to Wells Fargo Online
• Limit one $50 bonus per household
• Minimum initial deposit of $100 required
• The $50 bonus will be deposited to your new Wells Fargo checking account within 45 days of opening
• The $50 bonus is available with all Wells Fargo checking accounts, including non-interest-earning checking accounts, except for Wells Fargo College Checking^®, Wells Fargo Teen Checking^SM and Wells Fargo Opportunity Checking^® accounts

• Complete 2 or more online bill payments
• Make 10 or more debit card purchases
• Keep $500 or more in your account
• Sign up for electronic e-statements
• Make two or more in-branch transactions
• Make a $50 opening deposit

Their “Moolah” checking account is eligible for this offer, and it currently has a yield of 4.26% APY on balances up to $25,000.

Quick Steps to $75:

1. Open your new MyAccess Checking account online with offer code CH75TAD
2. Fund your new account with $25 within 30 days
3. Receive your $75 within 90 days of account opening

You will receive your $75 credit to your new account within 90 days of opening your new personal checking account online. Limit one $75 incentive per household every 6 months. This is a special offer to existing Bank of America credit card customers and only valid only for new MyAccess Checking accounts. This offer does not apply to current checking customers or student checking accounts. You must use the Offer Code CH75TAD and fund your account with the $25 minimum opening deposit requirement within 30 days in order to qualify for this offer. This offer expires on 11/30/2008.

To qualify for the 16,000 bonus ThankYou Points offer, you must open a new qualifying regular checking account in the Citibank Account, Citibank Everything Counts or Citigold account relationship package by 8/31/08 and deposit at least $1,000 in account between account opening date and 9/30/08.

You must (1) enroll your new checking account in ThankYou® Network and (2) complete one direct deposit per month, two electronic bill payments or five signature debit card transactions and continue for three consecutive months. Electronic bill payments are those made using Citibank® Online, Citi MobileSM or CitiPhone Banking, excluding bill payments made to Citibank credit cards and transfer payments made to accounts with Citibank or its affiliates. 16,000 bonus points will be rewarded within 120 days of your satisfying all offer terms; points can be redeemed for $150 in gift cards or other rewards currently available through ThankYou Network.